Florida’s beaches and weather aren’t just for vacationers. There are as many types of insurance as there are animals in the state. It doesn’t matter if your driving route takes you down Miami Ocean Drive or through the Panhandle backroads, it’s important to find the right insurance. How do you wade through all the quotes and not lose your hair? Let’s look at the details Quick Florida Car Quotes.
The first thing to do is get all your ducks into a row. All the necessary information regarding your vehicle and past driving experience should be collected. It’s like getting ready for a roadtrip. You wouldn’t start the trip without first consulting your GPS (or map). Be sure to have the VIN number, make, year, and model of your vehicle handy. Notate any traffic offenses or claims that you may have had in the past. The insurers want to know all of this information.
Decide on your coverage. Liability? Collision? Comprehensive? The same as choosing the toppings for your pizza, certain are a necessity while others will depend on taste (and budget). Florida’s minimum liability insurance is required, but you can save yourself from headaches by going overboard. Remember the time Uncle Joe didn’t get enough toppings on his pizza and got plain cheese, when he really wanted to have pepperoni?
It’s time to shop! You’re not looking for the flashiest or most catchy commercial; you’re looking to get into the details. Compare websites, but don’t stop. Some discounts are only available by calling the insurance company directly.
Keep an eye on the differences between deductibles, limits and other terms. A company may offer lower premiums with higher deductibles. That’s similar to buying shoes on clearance only for them to pinch you after an hour.
It gets exciting: look for discounts. Some insurers give discounts for bundling insurance policies or installing safety features on your car. Chipotle gives you free guacamole just because they forgot your payment.
Comparing quotes, don’t just compare the numbers. Take into account customer service ratings as well as claim handling efficiency.
Do not forget to read reviews by fellow Floridians, who have dealt with the companies in question. This will help you avoid signing something that may be worse than Aunt Marge’s old fruitcake recipe.
The decision is made when everything appears clear–or at least clearer than swampwater! Make a wise choice based on not only the price but also value, reliability and overall performance.
Final reminder: No choice requires permanence. Like tattoos inked on the biceps, proclaiming eternal romance but regretted later once breakup occurs.